Josephine is a seasoned finance professional with more than 20 years of experience across investment research, portfolio management, fintech, corporate banking, stockbroking, risk management, and family wealth planning. She holds a Bachelor of Business Administration in Finance from the National University of Singapore (NUS), and is both a Chartered Financial Analyst (CFA) charterholder and Certified Financial Planner (CFP) professional. Throughout her career, Jo has built a diverse and well-rounded perspective across the financial industry, combining analytical rigor with a strong understanding of people and strategic decision-making. She brings to Unicorn the ability to guide investors with both technical expertise and practical insight. At Unicorn, Jo is committed to helping individuals and families make confident financial decisions through comprehensive planning, disciplined investment strategies, and an investor-centric approach focused on long-term financial well-being.

Certified Advanced Financial Planner (CAFP)

The CAFP designation represents a mark of distinction earned by a select few within our firm who have demonstrated exceptional technical proficiency, strategic thinking, and commitment to investor success.

Out of the hundreds of professionals trained over the years, only three have attained this rigorous certification—testament to the high standards and deep expertise required. CAFPs are often called upon by fellow practitioners across the firm to support key investor engagements, where they conduct in-depth financial diagnostics and develop tailor-made blueprints with solutions that are both precise and easy for investors to embrace.

In addition to their advisory role, CAFPs also lead the development of internal training curriculum, and set a strong example through the way they run their professional practices.

The CAFP designation is not an exam-based certification—it is a recognition earned through real, on-the-ground experience. It affirms those who have consistently walked alongside investors, helping them navigate complex financial challenges with clarity and care. More than a title, it’s a validation of meaningful impact, earned through mileage, not just modules.

Meeting Point
517 Geylang Road Singapore 389473

This coffee shop serves as a satellite meeting point for our team, offering a relaxed atmosphere rich in culture and heritage right in the heart of Geylang. The service here is exceptionally welcoming, with staff treating us like family. Equipped with our corporate Wi-Fi, it’s the perfect spot for our casual work sessions.

The Sunflower
510 Geylang Road, Singapore 389466

#02-06 | #03-03 | #03-04

This building houses our Central Processing Unit, including the Managing Director’s office and teams for operations, finance, investors’ support services, media, IT, compliance and HR. Focused on operational excellence, these departments form the backbone of our organization, ensuring smooth and efficient function across all essential services.

Kampung Private Club
662 Geylang Road Singapore 389592

Our Kampung Private Club is a two-storey conservation shophouse that offers a warm, intimate setting for our investors, friends, and family to enjoy home-cooked meals prepared with fresh ingredients daily. It also serves as a versatile venue for private events and training sessions, blending traditional charm with modern functionality.

Unicorn Building
538 Geylang Road, The Arizon, #02-11 Singapore 389493

#02-09 | #02-10 | #02-12 | #02-14 | #02-15 | #03-02 | #03-03

The Unicorn building serves as the central hub for eight of our properties, providing a dynamic and versatile environment. It houses a shared workspace for hot desking, business unit offices, a Traditional Chinese Medicine (TCM) clinic, a private lounge and investment spaces.

JNP House 福樂家園
12 Lorong 28 Geylang Singapore 398417

The latest addition to our collection of freehold properties, JNP House is a charming two-storey conservation shophouse that seamlessly blends modern sophistication with timeless character. Incorporating private dining, it is designed to host our investors in style. Currently under renovation, stay tuned for its grand unveiling!